VA Mortgage Calculator

Estimate your VA monthly payment with principal, interest, taxes, insurance, HOA, and VA funding fee.

P & I: $2,201
Taxes: $350
Insurance: $110
HOA: $0

Your payment

$2,661

Base loan amount: $350,000

VA funding fee rate: 2.15%

VA funding fee: $7,525

Financed loan amount: $357,525

Down payment: $0 (0.0%)

Calculator disclaimer: This estimate is educational only. Final VA rates, fees, and eligibility vary by lender.

How to calculate a VA mortgage payment

VA monthly payments are based on principal and interest, property taxes, homeowners insurance, HOA dues, and VA funding fee financing (when applicable). Most VA loans do not require PMI.

VA loan highlights

  • Potential zero down payment for eligible borrowers
  • No monthly PMI requirement in most scenarios
  • Funding fee may apply unless exempt
  • Competitive rates for qualifying veterans and service members

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