Mortgage Calculator

Estimate monthly mortgage payments with principal and interest, taxes, insurance, PMI, and HOA.

P & I: $1,205
Taxes: $300
Insurance: $79
PMI: $0
HOA dues: $0

Estimated monthly payment

$1,583

Loan amount: $180,000

Down payment: $45,000 (20.0%)

ZIP code: -

Term: 30 years

Rate: 7.059%

Calculator disclaimer: This estimate is for educational planning only and does not represent a loan offer or approval.

How much is a mortgage on a house?

Monthly mortgage payments depend on home price, down payment, loan term, interest rate, taxes, insurance, and PMI. A larger down payment can reduce monthly cost and may remove PMI at 20% down.

Mortgage payment equation

Principal + Interest + Mortgage Insurance (if applicable) + Escrow (taxes, insurance, HOA) = Total monthly payment

Explore more mortgage calculators

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  • Affordability calculator

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